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If you’ve ever been refused financing or even a charge card, declared bankruptcy, or neglected to make repayments for a financial obligation, it is most likely you are certainly one of over 1 million Canadians with bad credit. Having bad credit make a difference other areas in your life: it tough to get authorized for a bank card, just simply just just just take down financing such as for instance a home loan or a car loan, or often also to obtain a task.